I'm very meticulous about managing my finances and keeping financial records very detailed. I got a call at my job, just about 10 minutes ago, from some Arab sounding guy, who claimed I had taken out a loan with US Cash Advance, and that since I had "violated the terms of agreement" to repay this "loan", they were preparing to move forward with legal action and if I lose the case, I would end up paying a total of over $500, to include the charges of a $136 loan that I supposedly accepted.
REALLY? $136 loan? Get the *** out of here. I told the guy straight up, that I wasnt paying them a *** penny for a loan that I never applied for, accepted, or received cash for.
He then got a little bit belligerent with me, at that point I just hung up on him. Don't let these rip-off artists scare you into giving away your money.